Hey everyone! I’m considering refinancing my current car loan, but I’m not sure where to start or if it's even the best move. My interest rate feels a bit high, and I've been making regular payments for over a year. I’ve heard that refinancing might lower my monthly payment or even shorten my loan term, but I’d love to hear from anyone who’s been through this before. Any tips on what to look out for, or advice on where to find good refinancing options?