Hey, great question! Refinancing can actually be a smart move if you're aiming to reduce your monthly payments or want to save on interest over the life of the loan. One thing to check is whether your credit score has improved since you first took out the loan. A better credit score might help you qualify for lower rates, which could save you money. Also, keep an eye on any fees related to refinancing – some lenders charge processing fees, which could impact your savings. When I was looking into refinancing options myself, I found it super helpful to compare rates from multiple lenders. A good resource I’d recommend checking out is https://comparecarloans.ai/. It helps you line up different offers to see what fits best for your situation. They break down different loan terms and rates, so you can get a clear picture of what’s out there. Just make sure the potential savings outweigh any fees, and you’re set!